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Welcome to the Law Offices of Steven J. Abelson, Esq.
New Jersey's Bankruptcy Law Firm
- Virtual Appointments Available
Our practice has been specializing in consumer bankruptcy and related consumer litigation since 1990
We help individuals file for protection under Chapters 7, 13, and 11 of the United States Bankruptcy Code.
We know bankruptcy can be hard, having an experienced bankruptcy lawyer who will help go through all your options is important. Prior to making any decision to file for bankruptcy, we work with clients to consider alternative solutions of debt relief including debt negotiations, referrals to consumer credit counseling organizations or qualified mortgage brokers if refinance or reverse mortgages are appropriate considerations.
As necessary, we will consider the availability of litigation to redress violations by creditors under the federal Truth in Lending laws, violations of the Fair Debt Collection Practices Act, or violations of the Fair Credit Reporting Act. Additionally, we will actively protect our clients rights under the Bankruptcy Code by litigating violations of the Bankruptcy Code by creditors including actions for damages as appropriate.
Take the first step to a fresh start.
40 Years of Experience
5 Offices Located Throughout New Jersey
Our Practice Areas
Chapter 7 Bankruptcy
The chapter of the Bankruptcy Code providing for "liquidation," (i.e., the sale of a debtor's nonexempt property and the distribution of the proceeds to creditors.)
Chapter 11 Bankruptcy
The chapter of the Bankruptcy Code providing (generally) for reorganization, usually involving a corporation or partnership. (A chapter 11 debtor usually proposes a plan of reorganization to keep its business alive and pay creditors over time. People in business or individuals can also seek relief in chapter 11.)
Chapter 13 Bankruptcy
The chapter of the Bankruptcy Code providing for adjustment of debts of an individual with regular income. (Chapter 13 allows a debtor to keep property and pay debts over time, usually three to five years.)
Student Loan Debt Relief
If you have student loan debt that is currently in default, you may be able to get it discharged through one of the administrative discharge programs or consolidated to make your monthly payments more manageable.
Contact Us For A Consultation Or Debt Assessment
Call us to set up a no obligation bankruptcy consultation or debt assessment today!